There's a difference between advisors who sell specific products, and those who sell an overall financial plan. Many advisors focus solely on annuities or other investments, not the full picture. Some insurance agents even call themselves financial advisors, even though they aren't supposed to.
Vince Oldre explains the inherent conflict of the term "fiduciary" today, and why this often-overused term gets under his skin. How can an advisor be a true fiduciary and act in your best interest if you have conflicts of his or her own?
For more info, you can reach Vince Oldre at (952) 657-7470, or find him online at